SkyMinder Soilutions

Credit Report and Monitoring Solutions


The SkyMinder offering related to Credit Report and Monitoring Solutions is designed to satisfy different business needs thanks to an efficient and optimized best-in-class worldwide product range.

It is a straightforward offering with every product specially oriented for market requirements.

It can be divided in Credit Reports and Monitoring Services, in specific:

  • Credit Reports: reports available for 230 countries and territories including official information, researchers interviews information, and evaluation data necessary to take a decision anywhere in the world, regardless countries’ profiles, local legislation, data and sources availability.
  • Monitoring:services designed to identify changes affecting selected subjects taking care of effective data updating systems in place in different countries.

Credit Reports

Identification: data useful to finding a company using business registration details, legal form and address.

  • Risk assessment: rating to understand the risk level combined with the credit limit to get more insights into company vulnerability. Local Rating is focus point for company and risk assessment, starting from country-based information, avoiding to standardize assessments and miss local specificities.
  • Firmographics: industry code, number of employees, all information allowing to classify companies.
  • Financial information: if the legal form requires the submission of financial data, balance sheets and ratios to evaluate financial strength.
  • Negative and significant legal events: crucial to know if information can affect risk level.
  • Historical data: changes that occurred in the past involving company management.
  • Business management: both current and past senior management.
  • Company structure and relationships: linked to legal form, data to build a map of company relationship and ownership.
  • Bank details: name, address, branch of the bank used by the company, if available.

Credit Reports can be available on-line or freshly investigated, it means high quality guarantee information everywhere in the world. From reports instantly generated to ones requiring additional analysis to verify and collect data due to lack in sources organization. Both processes are bases on SkyMinder Business Information Ecosystem always working with best data accessible.

Monitoring Services

Combined with the credit report, keeping up-to-date with what has changed in a company is the right way to prevent critical events.

Thanks to SkyMinder, three solutions are available, closely linked to the different data availability and updating processes in different countries:

  • Alert: starting from a Credit Report, a brief notification is generated when a change affects a company, as a change in the credit limit, in the legal form or in the company structure. To find out more, it is necessary to buy a new Credit Report.
  • Full Monitoring: Starting from a Credit Report, a detailed notification is generated and at the same time the updated report in automatically produced.
  • Planned Revision: periodic, scheduled updating of a credit report. Strongly recommended when data availability and updating in some countries is not automatic and changes are only reported reactively.

Alert and Full Monitoring are available for countries where data updating is proactive, and is independent from specific requests.