SkyMinder.com Financial and Credit Report

Information in this report is for sample purposes only. Individual items included only when available.



                                CREDIT REPORT                                   
                                                                                
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Order details:       Customer: GRAYDON UK Ltd.                                  
                     Language: English                                          
                     Your reference: 20858                                      
                     Purchase order: 9404023                                    
                     Delivery speed: Immediate                                  
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COMPANY REPORTED:    DIONICKO DRUSTVO SAMOBORKA, INDUSTRIJA GRADEVNOG           
                     MATERIJALA                                                 
                     Registered office:                                         
                     Zagrebacka 32/a                                            
                     10430 Samobor                                              
                     CROATIA                                                    
                                                                                
                     Principal Address:                                         
                     Grada Wirgesa 2                                            
                     10430 Samobor                                              
                     CROATIA                                                    
                     Tel: +385-1-3322888                                        
                     Fax: +385-1-3322891                                        
                     Email: uprava@samoborka.hr                                 
                                                                                
                     Old address:Betonska cesta 2, Samobor                      
                                                                                
                     National ID: 3107329                                       
                                                                                
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Information valid    07.11.2002                                                 
on:                                                                             
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ESTABLISHED:         1906                                                       
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REGISTRATION:        No. 080147694                                              
                                                                                
                     Zagreb, CROATIA                                            
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LEGAL FORM:          joint stock company                                        
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CAPITAL:             DEM 10.615.000,00                                          
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MANAGEMENT:          Jasminka Bjegovic - Manager                                
                                                                                
                     Zelimir Kodric - Manager                                   
                                                                                
                     Josip Levak - Chairman of the supervisory board            
                                                                                
                     Franjo Kodric - Deputy chairman of the supervisory         
                     board                                                      
                                                                                
                     Dubravko Kodric - Member of the supervisory board          
                                                                                
                     Mirela Hock - Member of the supervisory board              
                                                                                
                     Vlasta Kodric - Member of the supervisory board            
                                                                                
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SUBJECT OF           NACE                                                       
OPERATION:             2664 Manufacture of mortars                              
                                                                                
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IMPORTS:                                                                        
                      1999                                                      
                       AUSTRIA USD 177.210,00                                   
                      1999                                                      
                       BOSNIA AND HERZEGOWINA USD 627.883,00                    
                      1999                                                      
                       SWITZERLAND USD 59.436,00                                
                      1999                                                      
                       CZECH REPUBLIC USD 69.889,00                             
                      1999                                                      
                       GERMANY USD 4.648.932,00                                 
                      1999                                                      
                       ITALY USD 120.220,00                                     
                      1999                                                      
                       NETHERLANDS USD 462.513,00                               
                      1999                                                      
                       SWEDEN USD 171.093,00                                    
                      1999                                                      
                       SLOVENIA USD 993.542,00                                  
                      1999                                                      
                       SLOVAKIA (Slovak Republic) USD 215.215,00                
                      1997                                                      
                       AUSTRIA USD 707.340,00                                   
                      1997                                                      
                       BOSNIA AND HERZEGOWINA USD 396.020,00                    
                      1997                                                      
                       CZECH REPUBLIC USD 158.973,00                            
                      1997                                                      
                       GERMANY USD 2.369.697,00                                 
                      1997                                                      
                       DENMARK USD 118.394,00                                   
                      1997                                                      
                       UNITED KINGDOM USD 5.025,00                              
                      1997                                                      
                       HUNGARY USD 63.223,00                                    
                      1997                                                      
                       ITALY USD 34.890,00                                      
                      1997                                                      
                       MACEDONIA, THE FORMER YUGOSLAV REPUBLIC OF USD           
                     13.025,00                                                  
                      1997                                                      
                       NETHERLANDS USD 20.417,00                                
                      1997                                                      
                       SWEDEN USD 145.151,00                                    
                      1997                                                      
                       SLOVENIA USD 1.667.421,00                                
                      1997                                                      
                       SLOVAKIA (Slovak Republic) USD 37.890,00                 
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EXPORTS:                                                                        
                      1999                                                      
                       AUSTRIA USD 1.993,00                                     
                      1999                                                      
                       BOSNIA AND HERZEGOWINA USD 1.796.052,00                  
                      1999                                                      
                       SWITZERLAND USD 36,00                                    
                      1999                                                      
                       GERMANY USD 1.478,00                                     
                      1999                                                      
                       ITALY USD 9,00                                           
                      1999                                                      
                       SLOVENIA USD 49.573,00                                   
                      1997                                                      
                       AUSTRIA USD 121,00                                       
                      1997                                                      
                       BOSNIA AND HERZEGOWINA USD 1.853.631,00                  
                      1997                                                      
                       GERMANY USD 2.145,00                                     
                      1997                                                      
                       UNITED KINGDOM USD 2.543,00                              
                      1997                                                      
                       ITALY USD 3.212,00                                       
                      1997                                                      
                       MACEDONIA, THE FORMER YUGOSLAV REPUBLIC OF USD           
                     7.629,00                                                   
                      1997                                                      
                       NORWAY USD 4.925,00                                      
                      1997                                                      
                       SLOVENIA USD 68.598,00                                   
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FINANCIALS:                                                                     
Amounts shown in Croatian Kuna (HRK)                                            
                                     2001              2000              1999   
--------------------------                                                      
BALANCE SHEET                                                                   
ASSETS                                                                          
--------------------------                                                      
Fixed assets               116.674.494,00    135.745.801,00    141.191.979,00   
Intangible assets              582.481,00        432.947,00        453.445,00   
Tangible fixed assets       53.475.995,00     72.915.284,00     83.911.021,00   
Financial fixed assets      44.513.032,00     62.397.570,00     56.827.513,00   
Long-term shares in         40.768.121,00     58.348.321,00     52.782.264,00   
undertakings                                                                    
Long-term receivables       18.102.986,00                                       
Short term assets          134.400.040,00    100.917.135,00    106.031.330,00   
Inventory                   56.699.120,00     51.514.372,00     49.527.047,00   
Short-term receivables      60.704.110,00     39.008.077,00     51.917.547,00   
Short-term financial        14.882.784,00      9.202.696,00      3.254.781,00   
assets                                                                          
Cash                         2.114.026,00      1.191.990,00      1.331.955,00   
Prepaid expenses                28.988,00         28.987,00         28.987,00   
Total assets               251.103.522,00    236.691.923,00    247.252.296,00   
--------------------------                                                      
LIABILITIES                                                                     
--------------------------                                                      
Equity capital             101.419.797,00     83.655.010,00     77.369.317,00   
Subscribed and paid         40.265.918,00     40.265.918,00     40.265.918,00   
capital                                                                         
Reserves                     8.519.564,00      8.519.564,00      8.519.564,00   
Profit carried forward      35.661.027,00     28.583.835,00     24.944.962,00   
Profit of the year          16.973.288,00      6.285.693,00      3.638.873,00   
Provisions for risks        52.738.635,00     44.521.475,00     50.084.953,00   
and charges                                                                     
Long-term liabilities       33.779.305,00     32.837.978,00     36.454.565,00   
Long term liabilities       33.779.305,00     32.837.978,00     36.454.565,00   
payable to financial                                                            
institutions                                                                    
Short-term liabilities      63.165.785,00     75.677.460,00     82.891.971,00   
Short-term liabilities         602.464,00        180.712,00        655.311,00   
to affiliates                                                                   
S-term Liabilities           1.403.522,00      1.490.820,00      4.035.729,00   
payable to financial                                                            
institutions                                                                    
Short-term trade            40.618.409,00     48.685.532,00     52.401.329,00   
creditors                                                                       
Accruals and deferred                                              451.490,00   
income                                                                          
Total liabilities and      251.103.522,00    236.691.923,00    247.252.296,00   
funds                                                                           
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PROFIT & LOSS                                                                   
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Turnover                   244.853.638,00    238.053.442,00    232.991.625,00   
/sales,revenue/                                                                 
Net domestic sales         173.136.348,00    163.676.135,00    162.327.312,00   
Net external sales          15.779.107,00     18.651.476,00     13.857.092,00   
Operating expenses         237.052.619,00    231.739.630,00    252.295.934,00   
Income from financial        3.263.203,00      1.827.406,00      1.423.051,00   
transactions                                                                    
(financial income)                                                              
Financial costs              8.830.928,00      9.791.023,00     10.215.819,00   
Total ordinary income      248.116.841,00    239.880.848,00    234.414.676,00   
Total ordinary expenses    245.883.547,00    241.530.653,00    262.511.753,00   
Extraordinary income        23.318.003,00     11.835.915,00     35.317.702,00   
(extraordinary benefit)                                                         
Extraordinary expenses       4.334.687,00      1.656.648,00      1.422.811,00   
Total income               271.434.844,00    251.716.763,00    269.732.378,00   
Total expenses             250.218.234,00    243.187.301,00    263.934.565,00   
Profit before taxation      21.216.610,00      8.529.462,00      5.797.813,00   
Profit tax                   4.243.322,00      2.243.769,00      2.158.940,00   
Profit after taxation       16.973.288,00      6.285.693,00      3.638.873,00   
                                                                                
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Approximate          2000: 8,1553 HRK = 1 USD                                   
exchange rates:      1999: 7,2723 HRK = 1 USD                                   
                     1998: 6,2475 HRK = 1 USD                                   
                     1997: 6,3031 HRK = 1 USD                                   
                                                                                
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WORKFORCE:                                                                      
                     2002: 308                                                  
                                                                                
                     2001: 305                                                  
                                                                                
                     2000: 300                                                  
                                                                                
                     1999: 297                                                  
                                                                                
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TURNOVER:                                                                       
                     2001: HRK 271.434.844,00                                   
                                                                                
                     2000: HRK 251.716.763,00                                   
                                                                                
                     1999: HRK 269.732.378,00                                   
                                                                                
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LIABILITIES:                                                                    
                     2001: HRK 96.945.090,00                                    
                                                                                
                     2000: HRK 108.515.438,00                                   
                                                                                
                     1999: HRK 119.798.026,00                                   
                                                                                
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BANKERS:             ZAGREBACKA BANKA DIONICKO DRUSTVO - Account no.            
                     2360000-1101362144                                         
                     10000 Zagreb, Paromlinska 2                                
                                                                                
                     PRIVREDNA BANKA ZAGREB - DIONICKO DRUSTVO - Account no.    
                     2340009-1100213215                                         
                     10000 Zagreb, Rackoga 6                                    
                                                                                
                     CROATIA BANKA, dionicko drustvo - Account no.              
                     2485003-1100204894                                         
                                                                                
                     HYPO ALPE-ADRIA-BANK dionicko drustvo - Account no.        
                     2500009-110106255                                          
                     10000 Zagreb, Koturaska 47                                 
                                                                                
                                                                                
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DATES:               year of foundation: 1906                                   
                     date of validity: 07.11.2002                               
                     date of last record maintenance: 07.11.2002                
                                                                                
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ADDITIONAL           Debt collection experience                                 
INFORMATION:         ATS 190.800,00 from 14.02.2000 (Status: Closed             
                     successfully 15.05.2002)                                   
                     DEM 46.250,00 from 01.08.1999 (Status: Closed              
                     successfully 15.05.2002)                                   
                     ATS 286.765,53 from 14.02.2000 (Status: Closed             
                     successfully 07.01.2002)                                   
                                                                                
                                                                                
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COMPANY              200: Positive business development                         
DEVELOPMENT:                                                                    
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PAYMENT MORALE:      350: Payments are made irregularly, sometimes according    
                     to agreements. In several cases reminders have been        
                     necessary. Typical to this branch longer time allowed for  
                     payments.                                                  
                                                                                
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CREDIT RATING:       300: Company's solvency is average. Earnings potential is  
                     positive. position is regarded to be positive.             
                                                                                
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DEBT COLLECTION:     ATS 190.800,00 (14.02.2000)                                
                                                                                
                     Status: closed positive (01.06.2000)                       
                                                                                
                     HRK 3.099,04 (09.04.2001)                                  
                                                                                
                     Status: closed positive (24.05.2001)                       
                                                                                
                     DEM 46.250,00 (01.08.1999)                                 
                                                                                
                     Status: closed positive (15.05.2002)                       
                                                                                
                                                                                
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MAXIMUM CREDIT:      EUR 600.000,00                                             
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EUROGATE RISK        3 - Moderate (average) risk                                
CLASS:                                                                          
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PAYMENT MORALE                                                                  
100-149              Payments are made very correctly.                          
150-199              Payments are made correctly.                               
200-249              Payments are sometimes made using cash discounts or        
                     according to conditions.                                   
250-299              Payments are made within net agreements.                   
300-349              As a rule payments are made on time according to           
                     conditions, in some cases there have been delays and       
                     reminders.                                                 
340-399              Payments are made irregularly, sometimes according to      
                     agreements. In several cases reminders have been           
                     necessary.                                                 
400-449              Payments are made very slowly.                             
450-499              Payments are made very slowly. collection procedures       
                     cannot be ruled out.                                       
500-549              Payments are made very slowly, reminders are often         
                     necessary. There have also been collection procedures.     
550-599              Payments are made very slowly. There have been frequent    
                     collection procedures.                                     
600-699              Payments are made extremely slowly. There have been        
                     frequent collection procedures.                            
                                                                                
CREDIT RATING                                                                   
100-149              Financial situation is excellent.                          
150-199              Financial situation is very good.                          
200-249              Financial situation is good.                               
250-299              Financial situation is satisfactory.                       
300-349              Financial situation is average.                            
350-399              Financial situation is average, increased use of external  
                     capital.                                                   
400-449              Overall financial situation is still average.              
450-499              Financial situation is temporarily critical.               
500-549              Financial situation is critical.                           
550-599              Financial situation is very critical.                      
600-699              High risk of bankruptcy.                                   
                                                                                
EUROGATE RISK CLASS                                                             
1                    High risk                                                  
2                    Moderate to high risk                                      
3                    Moderate (average) risk                                    
4                    Low risk                                                   
5                    Excellent / almost no risk                                 
8                    Unrated company (maybe new business or too little info)    
9                    Dead company/stopped trading etc                           
                                                                                
                                                                                
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Information in this report is for sample purposes only. Individual items included only when available.

Copyright 2002 , Graydon UK Ltd.
© 2002 CRIBIS Corporation. All Rights Reserved.