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BUSINESS IDENTIFICATION INFORMATION |
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Business |
ABC COMPANY |
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Address |
TEST TEST, NB E1C8D9 CANADA |
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Telephone |
(506) 255-5555 |
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Fax |
(506) 011-1111 |
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Inquiry on |
Jun 19, 2007 |
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File Number |
0022846566 |
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Subject Number |
CT1079 |
Line of Business |
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SIC (Standard Industrial Classification) |
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Description |
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Active in Equifax Database since: |
Apr 12, 1996 |
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CREDIT INFORMATION SCORE 10 Answers the question: Will I get paid? The overall Risk Level associated with this business relative to others in the database is Average risk | |
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PAYMENT INDEX Not Available Answers the question: When will I get paid? Based on supplier information provided to Equifax, this business is paying invoices on average NA days past due | |
| Long Term Secured Debt is NOT included in the PI and CI calculation. | |
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CREDIT INFORMATION SCORE HISTORY AND TRENDS |
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| The overall Risk associated with this business - Will I get paid? |
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This business has a current Credit Information Score of 10 |
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Risk Score |
The Credit Information Score ranges from a low risk of 0 to a high risk of 70 |
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0-9 |
Lowest risk |
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10-20 |
Average risk |
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21-30 |
Above average risk |
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31-40 |
High risk |
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41-69 |
Highest risk |
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70 |
Information has been reported to Equifax from the office of the Superintendent of Bankruptcy | |
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The Credit Information Score for THIS BUSINESS was determined based on the following: |
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| ITEM(Lower score = Lower risk; Higher score = Higher risk) |
SCORE |
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1. Active in Equifax credit database for 11 years |
0 |
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2. Current Payment Index is 0 |
0 |
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3. Number of supplier references on file is 0 |
10 |
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4. At the end of last quarter the Payment Index was 0 points higher than at the end of the same quarter last year |
0 |
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5. Number of derogatory items on file in the past 2 years is 0 |
0 |
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6. The most recent derogatory item was recorded 0 months ago |
0 |
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7. Derogatory item amounts as a % of dollars owed suppliers is 0% |
0 |
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TOTAL Current Credit Information Score -> |
10 | |
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Credit Information Score is calculated using the following matrix |
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Active in Equifax database for (years) |
0-1 |
1.1-2 |
2.1-4 |
4.1-9 |
9.1+ |
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Score |
10 |
8 |
6 |
4 |
0 | |
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Current Payment Index |
51+ |
41-51 |
31-40 |
21-30 |
0-20 |
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Score |
10 |
7 |
5 |
4 |
0 | |
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Number of trade payment references in last 90 days |
0-1 |
2-3 |
4-6 |
7-10 |
11+ |
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Score |
10 |
8 |
5 |
3 |
0 | |
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Last quarter Payment Index vs. same quarter last year (point difference) |
41+ |
21+40 |
11+20 |
6-10 |
0-5 |
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Score |
10 |
8 |
6 |
4 |
0 | |
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Number of derogatory items in last 2 years |
10+ |
8-9 |
5-7 |
2-4 |
0-1 |
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Score |
10 |
8 |
5 |
3 |
0 | |
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How recent was last derogatory item (months) |
1-2 |
3-4 |
5-6 |
7-12 |
12+ |
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Score |
10 |
7 |
4 |
3 |
0 | |
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Amount derogatory items as a % of dollars now owed to suppliers |
100% |
51-99% |
11-50% |
1-10% |
0% |
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Score |
10 |
8 |
5 |
2 |
0 | | | |
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The Risk Trend Numbers over the last two years |
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Quarters |
Credit Information Score |
Number of Suppliers |
Total Owing ($) |
Current ($) |
1st ($)
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Overdue Periods 2nd ($) |
3rd ($)
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1 Qtr/2007 |
10 |
0 |
0 |
0 |
0 |
0 |
0 |
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4 Qtr/2006 |
10 |
0 |
0 |
0 |
0 |
0 |
0 |
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3 Qtr/2006 |
10 |
0 |
0 |
0 |
0 |
0 |
0 |
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2 Qtr/2006 |
10 |
0 |
0 |
0 |
0 |
0 |
0 |
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1 Qtr/2006 |
10 |
0 |
0 |
0 |
0 |
0 |
0 |
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4 Qtr/2005 |
10 |
0 |
0 |
0 |
0 |
0 |
0 |
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3 Qtr/2005 |
10 |
0 |
0 |
0 |
0 |
0 |
0 |
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2 Qtr/2005 |
10 |
0 |
0 |
0 |
0 |
0 |
0 |
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1 Qtr/2005 |
14 |
0 |
0 |
0 |
0 |
0 |
0 | |
| PAYMENT INDEX HISTORY AND TRENDS |
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| What are the suppliers to this business telling us? |
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This business has a current Payment Index of NA |
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The Payment Index is similar to "days beyond terms". The following ranges were calculated as benchmarks: |
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Payment Index |
% of database |
The Payment Index ranges from fast paying 0 to slow paying 100 |
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0 |
65 |
All trade suppliers are reporting being paid within terms |
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1-10 |
8 |
Average days to pay is slightly beyond terms |
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11-20 |
6 |
Average days to pay is 10 to 20 days beyond terms |
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21-30 |
5 |
Average days to pay is 20 to 30 days beyond terms |
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31-40 |
6 |
Average days to pay is 30 to 40 days beyond terms |
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41-90 |
5 |
Only 5% of businesses in Equifax's database fall into that range |
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91-100 |
3 |
All trade suppliers are reporting being paid in the third period past due or not at all |
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NA |
NA |
No trade suppliers reported to Equifax in the indicated time period | |
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The Payment Trend Numbers over the last two years |
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Quarters |
Payment Index |
Number of Suppliers |
Total Owing ($) |
Current ($) |
1st ($)
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Overdue Periods 2nd ($) |
3rd ($)
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1 Qtr/2007 |
NA |
0 |
0 |
0 |
0 |
0 |
0 |
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4 Qtr/2006 |
NA |
0 |
0 |
0 |
0 |
0 |
0 |
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3 Qtr/2006 |
NA |
0 |
0 |
0 |
0 |
0 |
0 |
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2 Qtr/2006 |
NA |
0 |
0 |
0 |
0 |
0 |
0 |
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1 Qtr/2006 |
NA |
0 |
0 |
0 |
0 |
0 |
0 |
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4 Qtr/2005 |
NA |
0 |
0 |
0 |
0 |
0 |
0 |
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3 Qtr/2005 |
NA |
0 |
0 |
0 |
0 |
0 |
0 |
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2 Qtr/2005 |
NA |
0 |
0 |
0 |
0 |
0 |
0 |
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1 Qtr/2005 |
NA |
0 |
0 |
0 |
0 |
0 |
0 | |
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CREDIT REFERENCES |
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In some situations, payments beyond terms can be a result of misplaced invoices or disputed accounts. Equifax reports trade items as they are received and as such they represent an historical experience. An outstanding amount on this report is not necessarily still outstanding today.
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| Credit References |
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Supplier |
Date Reported |
High Credit ($) |
Total Owing ($) |
Current ($) |
1st ($) |
Past Due Periods 2nd ($) |
3rd ($) |
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Total |
0 |
0 |
0 |
0 |
0 |
0 | |
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# - Indicates Long Term Secured Debt, which is NOT included in the PI and CI calculation. |
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Other files included in this report |
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Equifax has received information that the following names and addresses are related to this business. These could be: different spelling of the business name, former addresses or names, branch locations whose invoices are paid from on central locations, PO Box addresses, etc. Regardless of which address you've chosen to pull this report for, the information is identical. |
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ABC COMPANY, TEST, TEST, NEW BRUNSWICK, E1C8D9 |
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OTHER INFORMATION ON THIS BUSINESS |
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This section contains additional information on this business obtained by Equifax. This information is not included in our scoring models and is presented for your information. |
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Other Comments |
- Sep 05, 2002
ABC COMPANY AS REQUESTED BY JEAN-PIERRE CHABOT, HERE IS AN EXAMPLE OF THE COMMERCIAL COMMENT FIELDS WE CAN ADD IN THE FILE.
- Sep 05, 2002
ABC COMPANY COMMENTS CAN BE ADDED IN THIS SECTION. I AM WRITTING THESE COMMENTS IN THE 'TRADE COMMENT' SECTION. AS YOU CAN SEE, WE CAN WRITE SEVERAL CHARACTERS AND LINES. THE ONLY COMMENTS WE USUALLY ADD IN THIS SECTION ARE COMMENTS FROM FINANCIAL INSTITUTIONS, SUPPLIERS, PREVIOUS ADDRESS OF THE COMPANY, PREVIOUS AND/OR CURRENT TRADE NAME. I WILL ADD AN ADDITIONAL COMMENT FOLLOWING THIS COMMENT AS AN EXAMPLE. CORPORATE SEARCH INFORMATION IS ALSO SEEN IN THIS COMMENT SECTION. I AM PRESENTLY AT TWO LINES FROM THE BOTTOM OF MY
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INQUIRIES ON THIS FILE |
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An inquiry is registered when a report on this business is ordered by an Equifax Customer. Few or no inquiries may indicate that a business is not an active credit seeker. Numerous inquiries indicate that the business is an active credit seeker. Equifax does not use this information to compute its risk scores. |
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However, you may want to consider the following in you review: . Do the number of inquiries seem appropriate for a business that size? . Is this business shopping around for better supplier arrangements? . Are they having problems paying their current suppliers and looking for credit from others unaware of their problems? . Are they expanding, moving locations or opening another office? . Are their current suppliers not meeting their current needs?
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The most recent inquiries in the past 24 months are listed here: |
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Inquiry Date |
Inquirer's Name/Industry |
Telephone Number |
| Jan 23, 2007 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Dec 27, 2006 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Dec 11, 2006 |
ROGERS MEDIA BROADCA |
(416) 935-8254 |
| Sep 07, 2006 |
C P BROME-MISSISQUOI |
(450) 263-1393 |
| Sep 06, 2006 |
C P DESJ ROBERVAL |
(418) 275-0182 |
| Aug 23, 2006 |
SAPUTO FOODS LTD |
(403) 250-7961 |
| Jul 21, 2006 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Jul 21, 2006 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Jul 19, 2006 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Jul 19, 2006 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Jul 19, 2006 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Jul 19, 2006 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Jul 19, 2006 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Jul 10, 2006 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Jun 28, 2006 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Jun 28, 2006 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Feb 01, 2006 |
EQUIFAX INDUSTRY GRP |
(416) 227-8572 |
| Dec 07, 2005 |
EQUIFAX INC. |
(416) 227-8800 |
| Dec 07, 2005 |
EQUIFAX INC. |
(416) 227-8800 |
| Nov 24, 2005 |
SWISH MAINTENANCE |
(705) 721-4780 |
| Nov 07, 2005 |
SWISH MAINTENANCE |
(705) 721-4780 |
| Oct 31, 2005 |
VISA DESJARDINS |
(514) 397-4450 |
| Sep 15, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Sep 14, 2005 |
AFFILIATED AGENTS |
(514) 288-1211 |
| Sep 06, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Sep 06, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Sep 06, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Sep 06, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Sep 02, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Sep 01, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Sep 01, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Sep 01, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Sep 01, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Sep 01, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Sep 01, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 30, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 30, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 30, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 30, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 29, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 29, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 29, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 29, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 26, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 26, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 26, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 26, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 25, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 25, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 25, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 24, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 23, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 16, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 16, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 16, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 16, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 16, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 08, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Aug 01, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Jul 28, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Jul 28, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Jul 28, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 |
| Jul 28, 2005 |
RENT CHECK CREDIT |
(416) 365-7060 | |
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