SkyMinder.com Enhanced Commercial Credit Report

Information may vary depending on the country searched and the company type.
Information in this report is for sample purposes only. Individual items included only when available.



REPORT SUMMARY

BUSINESS IDENTIFICATION INFORMATION

Business

ABC COMPANY

Address

TEST
TEST,  NB
E1C8D9
CANADA

Telephone

(506) 255-5555 

Fax

(506) 011-1111 

Inquiry on

Jun 19, 2007

File Number

0022846566

Subject Number

CT1079


Line of Business

 

SIC (Standard Industrial Classification)

Description


Active in Equifax Database since:

Apr 12, 1996

CREDIT INFORMATION SCORE
10
Answers the question: Will I get paid? The overall Risk Level associated with this business relative to others in the database is
Average risk

PAYMENT INDEX
Not Available
Answers the question: When will I get paid? Based on supplier information provided to Equifax, this business is paying invoices on average
NA days past due

Long Term Secured Debt is NOT included in the PI and CI calculation.

DETAILS

CREDIT INFORMATION SCORE HISTORY AND TRENDS

 
The overall Risk associated with this business - Will I get paid?

This business has a current Credit Information Score of 10

 

Risk Score

The Credit Information Score ranges from a low risk of 0 to a high risk of 70

0-9

Lowest risk

10-20

Average risk

21-30

Above average risk

31-40

High risk

41-69

Highest risk

70

Information has been reported to Equifax from the office of the Superintendent of Bankruptcy


 

The Credit Information Score for THIS BUSINESS was determined based on the following:

 
ITEM(Lower score = Lower risk; Higher score = Higher risk)

SCORE

1. Active in Equifax credit database for 11  years

0

2. Current Payment Index is 0

0

3. Number of supplier references on file is 0

10

4. At the end of last quarter the Payment Index was 0 points higher than at the end of the same quarter last year

0

5. Number of derogatory items on file in the past 2 years is 0

0

6. The most recent derogatory item was recorded 0 months ago

0

7. Derogatory item amounts as a % of dollars owed suppliers is 0%

0
 

TOTAL Current Credit Information Score ->

10
 

Credit Information Score is calculated using the following matrix

Active in Equifax database for (years)

0-1

1.1-2

2.1-4

4.1-9

9.1+

Score

10

8

6

4

0

Current Payment Index

51+

41-51

31-40

21-30

0-20

Score

10

7

5

4

0

Number of trade payment references in last 90 days

0-1

2-3

4-6

7-10

11+

Score

10

8

5

3

0

Last quarter Payment Index vs. same quarter last year (point difference)

41+

21+40

11+20

6-10

0-5

Score

10

8

6

4

0

Number of derogatory items in last 2 years

10+

8-9

5-7

2-4

0-1

Score

10

8

5

3

0

How recent was last derogatory item (months)

1-2

3-4

5-6

7-12

12+

Score

10

7

4

3

0

Amount derogatory items as a % of dollars now owed to suppliers

100%

51-99%

11-50%

1-10%

0%

Score

10

8

5

2

0

 

The Risk Trend Numbers over the last two years

Quarters

Credit
Information
Score

Number of
Suppliers

Total
Owing ($)

Current
($)


1st ($)

Overdue
Periods
2nd ($)


3rd ($)

1 Qtr/2007

10 

0

0

0

0

0

0

4 Qtr/2006

10 

0

0

0

0

0

0

3 Qtr/2006

10 

0

0

0

0

0

0

2 Qtr/2006

10 

0

0

0

0

0

0

1 Qtr/2006

10 

0

0

0

0

0

0

4 Qtr/2005

10 

0

0

0

0

0

0

3 Qtr/2005

10 

0

0

0

0

0

0

2 Qtr/2005

10 

0

0

0

0

0

0

1 Qtr/2005

14 

0

0

0

0

0

0

PAYMENT INDEX HISTORY AND TRENDS
 
What are the suppliers to this business telling us?
 

This business has a current Payment Index of NA

 

The Payment Index is similar to "days beyond terms". The following ranges were calculated as benchmarks:

 

Payment Index

% of database

The Payment Index ranges from fast paying 0 to slow paying 100

0

65

All trade suppliers are reporting being paid within terms

1-10

8

Average days to pay is slightly beyond terms

11-20

6

Average days to pay is 10 to 20 days beyond terms

21-30

5

Average days to pay is 20 to 30 days beyond terms

31-40

6

Average days to pay is 30 to 40 days beyond terms

41-90

5

Only 5% of businesses in Equifax's database fall into that range

91-100

3

All trade suppliers are reporting being paid in the third period past due or not at all

NA

NA

No trade suppliers reported to Equifax in the indicated time period

 

The Payment Trend Numbers over the last two years

Quarters

Payment
Index

Number of
Suppliers

Total
Owing ($)

Current
($)


1st ($)

Overdue
Periods
2nd ($)


3rd ($)

1 Qtr/2007

NA 

0

0

0

0

0

0

4 Qtr/2006

NA 

0

0

0

0

0

0

3 Qtr/2006

NA 

0

0

0

0

0

0

2 Qtr/2006

NA 

0

0

0

0

0

0

1 Qtr/2006

NA 

0

0

0

0

0

0

4 Qtr/2005

NA 

0

0

0

0

0

0

3 Qtr/2005

NA 

0

0

0

0

0

0

2 Qtr/2005

NA 

0

0

0

0

0

0

1 Qtr/2005

NA 

0

0

0

0

0

0

 

CREDIT REFERENCES


In some situations, payments beyond terms can be a result of misplaced invoices or disputed accounts. Equifax reports trade items as they are received and as such they represent an historical experience. An outstanding amount on this report is not necessarily still outstanding today.

Credit References

Supplier

Date
Reported

High
Credit ($)

Total
Owing ($)

Current ($)

1st ($)

Past Due
Periods
2nd ($)

3rd ($)

Total

0

0

0

0

0

0

# - Indicates Long Term Secured Debt, which is NOT included in the PI and CI calculation.



Other files included in this report

Equifax has received information that the following names and addresses are related to this business. These could be: different spelling of the business name, former addresses or names, branch locations whose invoices are paid from on central locations, PO Box addresses, etc. Regardless of which address you've chosen to pull this report for, the information is identical.

 

ABC COMPANY,  TEST,  TEST,  NEW BRUNSWICK,  E1C8D9

   

OTHER INFORMATION ON THIS BUSINESS

 

This section contains additional information on this business obtained by Equifax. This information is not included in our scoring models and is presented for your information.

 

Incorporation

Other Comments

  • Sep 05, 2002
    ABC COMPANY
    AS REQUESTED BY JEAN-PIERRE CHABOT, HERE IS AN EXAMPLE
    OF THE COMMERCIAL COMMENT FIELDS WE CAN ADD IN THE FILE.
  • Sep 05, 2002
    ABC COMPANY
    COMMENTS CAN BE ADDED IN THIS SECTION. I AM WRITTING THESE
    COMMENTS IN THE 'TRADE COMMENT' SECTION. AS YOU CAN SEE,
    WE CAN WRITE SEVERAL CHARACTERS AND LINES. THE ONLY
    COMMENTS WE USUALLY ADD IN THIS SECTION ARE COMMENTS FROM
    FINANCIAL INSTITUTIONS, SUPPLIERS, PREVIOUS ADDRESS OF THE
    COMPANY, PREVIOUS AND/OR CURRENT TRADE NAME. I WILL ADD
    AN ADDITIONAL COMMENT FOLLOWING THIS COMMENT AS AN EXAMPLE.
    CORPORATE SEARCH INFORMATION IS ALSO SEEN IN THIS COMMENT
    SECTION. I AM PRESENTLY AT TWO LINES FROM THE BOTTOM OF MY
 

INQUIRIES ON THIS FILE

 

An inquiry is registered when a report on this business is ordered by an Equifax Customer. Few or no inquiries may indicate that a business is not an active credit seeker. Numerous inquiries indicate that the business is an active credit seeker. Equifax does not use this information to compute its risk scores.

 
However, you may want to consider the following in you review:
.   Do the number of inquiries seem appropriate for a business that size?
.   Is this business shopping around for better supplier arrangements?
.   Are they having problems paying their current suppliers and looking for credit from others unaware of their problems?
.   Are they expanding, moving locations or opening another office?
.   Are their current suppliers not meeting their current needs?
 

The most recent inquiries in the past 24 months are listed here:

Inquiry Date

Inquirer's Name/Industry

Telephone Number

Jan 23, 2007 RENT CHECK CREDIT  

(416) 365-7060

Dec 27, 2006 RENT CHECK CREDIT  

(416) 365-7060

Dec 11, 2006 ROGERS MEDIA BROADCA  

(416) 935-8254

Sep 07, 2006 C P BROME-MISSISQUOI  

(450) 263-1393

Sep 06, 2006 C P DESJ ROBERVAL  

(418) 275-0182

Aug 23, 2006 SAPUTO FOODS LTD  

(403) 250-7961

Jul 21, 2006 RENT CHECK CREDIT  

(416) 365-7060

Jul 21, 2006 RENT CHECK CREDIT  

(416) 365-7060

Jul 19, 2006 RENT CHECK CREDIT  

(416) 365-7060

Jul 19, 2006 RENT CHECK CREDIT  

(416) 365-7060

Jul 19, 2006 RENT CHECK CREDIT  

(416) 365-7060

Jul 19, 2006 RENT CHECK CREDIT  

(416) 365-7060

Jul 19, 2006 RENT CHECK CREDIT  

(416) 365-7060

Jul 10, 2006 RENT CHECK CREDIT  

(416) 365-7060

Jun 28, 2006 RENT CHECK CREDIT  

(416) 365-7060

Jun 28, 2006 RENT CHECK CREDIT  

(416) 365-7060

Feb 01, 2006 EQUIFAX INDUSTRY GRP  

(416) 227-8572

Dec 07, 2005 EQUIFAX INC.  

(416) 227-8800

Dec 07, 2005 EQUIFAX INC.  

(416) 227-8800

Nov 24, 2005 SWISH MAINTENANCE  

(705) 721-4780

Nov 07, 2005 SWISH MAINTENANCE  

(705) 721-4780

Oct 31, 2005 VISA DESJARDINS  

(514) 397-4450

Sep 15, 2005 RENT CHECK CREDIT  

(416) 365-7060

Sep 14, 2005 AFFILIATED AGENTS  

(514) 288-1211

Sep 06, 2005 RENT CHECK CREDIT  

(416) 365-7060

Sep 06, 2005 RENT CHECK CREDIT  

(416) 365-7060

Sep 06, 2005 RENT CHECK CREDIT  

(416) 365-7060

Sep 06, 2005 RENT CHECK CREDIT  

(416) 365-7060

Sep 02, 2005 RENT CHECK CREDIT  

(416) 365-7060

Sep 01, 2005 RENT CHECK CREDIT  

(416) 365-7060

Sep 01, 2005 RENT CHECK CREDIT  

(416) 365-7060

Sep 01, 2005 RENT CHECK CREDIT  

(416) 365-7060

Sep 01, 2005 RENT CHECK CREDIT  

(416) 365-7060

Sep 01, 2005 RENT CHECK CREDIT  

(416) 365-7060

Sep 01, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 30, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 30, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 30, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 30, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 29, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 29, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 29, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 29, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 26, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 26, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 26, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 26, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 25, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 25, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 25, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 24, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 23, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 16, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 16, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 16, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 16, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 16, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 08, 2005 RENT CHECK CREDIT  

(416) 365-7060

Aug 01, 2005 RENT CHECK CREDIT  

(416) 365-7060

Jul 28, 2005 RENT CHECK CREDIT  

(416) 365-7060

Jul 28, 2005 RENT CHECK CREDIT  

(416) 365-7060

Jul 28, 2005 RENT CHECK CREDIT  

(416) 365-7060

Jul 28, 2005 RENT CHECK CREDIT  

(416) 365-7060


 

End of Report


Copyright 2007, Equifax Canada Inc.
© 2011 CRIF Corporation. All Rights Reserved.


Information may vary depending on the country searched and the company type.
Information in this report is for sample purposes only. Individual items included only when available.