SkyMinder.com Credit Report

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CREDIT REPORT

 


 

© Coface Poland Credit Management Services Sp.z.oo

18.01.2005

 


 

Order Details:

Customer: COFACE Central Europe Holding AG

Order number: 617514
Delivery requested by: 18.01.2005
Delivery speed: Immediate
Language: English

 


 

COMPANY REPORTED

 



 

 

GRUPA POLSKIE SKLADY BUDOWLANE S.A.
International Name: Grupa Polskie Sklady Budowlane S.A.



Previous name: PANHIRSZ Sp. z o.o. until October 1998

Principal Address:
Welecz 142
28-400 Busko ZdrÓj
Poland
Swietokrzyskie
Tel: +48-41-3785200
Fax: +48-41-3785270
Email: sekretariat@grupapsb.com.pl
Internet: www.psb.com.pl

Sales office:
ul. Wojska Polskiego 44
63-200 Jarocin
Poland
Wielkopolskie

Sales office:
ul. Pulaskiego 81a
16-400 Suwalki
Poland
Podlaskie

Wholesale unit:
ul. Swiatowida 11
45-325 Opole
Poland
Opolskie

The place of business is located in owned premises of 5.000 m2.

 

 

CIC number: 5606280
National ID: 46627
VAT number: 655-16-40-402
Statistic number: 290938715

 


 

Date of Last Research:

19.11.2004

 


 

 

 

CREDIT INFORMATION SUMMARY

 



 

Insolvency Information:

According to available information sources the company is not in a insolvency/preliminary/debt regulation proceeding.

 


 

Maximum Credit:

EUR 2.500.000,00

Coface Central Europe defined a Maximum Credit of EUR 2.500.000 as the general upper limit for a suppliers' credit. The Maximum Credit computed for the company in question would exceed this upper limit.

 


 

Credit Rating:

302: Introduced company, the overall financial situation appears to be in order.

 


 

Payment Behavior:

329: As we know payments are made according to terms. Serious payments delays are not known.

 


 

Debt Collection:

There is no record of any debt collection action by Coface Central Europe against this company exceeding a single case volume of EUR 500.

 


 

 

 

COMPANY DETAILS

 



 

Established:

1998

 


 

Registration:

No. KRS 0000015152
29.05.2001
Sad Rejonowy Kielce, Poland

 


 

Legal Form:

30.06.2000
joint stock company

 


 

History:

The company was established in 1998 as a limited liability company. On 30.06.2000 the company was transformed into a joint stock company styled Grupa Polskie Sklady Budowlane SA.
In 2001 registration number was changed from RHB 3262 to KRS 0000015152

 


 

Capital:

PLN 14.891.000,00

Changes in capital:
1. PLN 9.500.000 till 29.05.2001
2. PLN 11.784.000 till 05.09.2002
3. PLN 12.394.000 till 12.06.2003
4. PLN 13.594.000 till 26.04.2004
5.
PLN 14.891.000

 


 

Shareholders:

Full Name

Function

Address

Equity

OTHER-ANDERE Pozostali

Shareholder

 

85,80%

Lafarge Gips Polska Sp.z o.o.
Registration: Poland

Shareholder

ul. Bitwy Warszawskiej 1920 r.3
00-973 Warszawa
Poland

9,00%

Lafarge Gips Beteiligungsgesellschaft MBH
Registration: Poland

Shareholder

Frankfurterlandstrasse
61440 Oberursel
Germany

5,20%



85,8% of shares are owned by 274 natural and legal persons
Full list of shareholders is not available.

 


 

Management:

Full Name

Function

Address

PANHIRSZ Bogdan

Chairman of the executive board

 

LUBARSKI Miroslaw

Deputy chairman of the executive board

 

DERELA Edward

Signing clerk

 

 


 

Supervisory Board:

Robert Gazda,Bogdan Fijolek, Roman Grzenkowicz, Jan Koscielski, Waldemar Kocielowicz, Artur Olchawa, Jaroslaw Bech.

 


 

Legal Representation:

If more than one managing director is nominated, the firm is represented jointly by two managing directors.

 


 

Related Companies:

shareholder is
DOBRY DOM Sp. z o.o. , Poland

shareholder is
DOM-BUD II Elzbieta Zarzycka , Poland , National ID: 62227

shareholder of
EUROMATERIAUX SA RC , Luxembourg

shareholder of
KWAPISZ I SPÓLKA Sp. z o.o. , Poland , National ID: 31731

shareholder is
PPHU DEKORGIPS Sp.Jawna Stolarczyk Stanislaw, Stolarczyk Wieslawa , Poland , National ID: 14434

shareholder is
Przedsiebiorstwo Domex Sp. z o.o. , Poland , National ID: 49551

shareholder is
PSB"MABUD" Tadeusz i Alicja Lipczynscy SpÓlka Jawna , Poland , National ID: 54103

 


 

KEY DATA ON OPERATIONS

 



 

Subject of Operation:

NACE
  45 Construction
  5153 Wholesale of wood, flat glass, construction materials, paints and varnishes and sanitary equipment

Wholesale of construction materials.

 


 

Key data:

Amounts shown in Polish Zloti (PLN)

 

2004

2003

2002

2001

Turnover

617.857.000,00

651.263.752,62

561.156.000,00

486.208.000,00

Fixed assets

28.059.000,00

21.430.536,98

9.264.677,79

4.698.500,00

Equity capital

34.574.000,00

29.101.929,33

23.851.083,78

19.910.900,00

Liabilities

177.046.000,00

101.828.663,92

67.862.406,86

63.204.700,00

Profit after taxation

3.815.000,00

2.877.565,55

2.445.000,00

2.126.000,00

Operating result - profit

5.584.000,00

4.640.063,04

3.776.000,00

2.701.400,00

 

 

2004

2003

2002

2001

Return on assets ( ROA )
Net profit / Total assets

0,02

0,02

0,03

0,03

Return on equity ( ROE )
Net profit / Shareholder equity

0,11

0,10

0,10

0,11

 


 

Workforce:

 

2004

2003

2002

2001

Total workforce

150

113

88

77

 


 

Motor Vehicles:

 

2004

Total number of vehicles

24

Number of cars

20

Number of lorries

4

 


 

Imports:

in total for all countries: 1,50% of turnover

Belgium

Germany

France

 


 

Exports:

 

in total for all countries: 1,40% of turnover

Germany

Ukraine

 


 

Major Customers:

Filar Sp. z o.o. - Inowroclaw, Rzeszowska Centrala MaterialÓw Budowlanych SA -RzeszÓw, Building Business-Bogdan Fijolek - Mazancowice, Kenpol-Eugeniusz Krzywda -Swietochlowice, Art-Decor Dariusz Malach, Vectra PSB-Waldemar Kocielowicz - DzierzoniÓw, Fimal PSB Sp. z o.o. - Koszalin

 


 

Major Suppliers:

Atlas, Fin SA, Gullfiber Polska, Metpol, Interior System, Sniezka, Polskone, Optiroc, Rockwool, Lafarge Polska, Gyproc GmbH.

 


 

Branches:

Sales office:
ul. Wojska Polskiego 44
63-200 Jarocin
Poland
Wielkopolskie

Sales office:
ul. Pulaskiego 81a
16-400 Suwalki
Poland
Podlaskie

 


 

Real Estate:

built upon
Address:
Welecz 142
28-400 Busko ZdrÓj
Poland

Size: 5000 m2

Building ground
Address:
Welecz 142
28-400 Busko ZdrÓj
Poland

Size: 35000 m2

built upon
Address:
ul. Pulaskiego 81a
16-400 Suwalki
Poland


Building ground
Address:
ul. Swiatowida 11
45-325 Opole
Poland

Size: 16000 m2

Total space
Address:
Warszawa
Poland

Size: 4500 m2

Total space
Address:
KrakÓw
Poland


Total space
Address:
Siemianowice Slaskie
Poland


Total space
Address:
Konskie
Poland


Total space
Address:
Skierniewice
Poland


There's no insight in real estate register in the frames of standard report.

 


 

Premises:

There's no insight in real estate register in the frames of standard report.

 


 

 

 

FINANCIAL INFORMATION

 



 

Financials:

Amounts shown in Polish Zloti (PLN) 

2004

2003

2002

2001

 



Balance sheet

 

Assets

 

A. FIXED ASSETS

28.059.000,00

21.430.536,98

9.264.677,79

4.698.500,00

 

I. INTANGIBLE ASSETS

 

295.392,20

298.520,29

409.800,00

 

3. Other intangible assets

 

295.392,20

298.520,29

 

 

II. TANGIBLE FIXED ASSETS

 

19.351.049,64

7.467.666,56

4.207.400,00

 

1. Tangible fixed assets (proper)

 

15.967.117,80

7.229.629,11

2.566.300,00

 

a) land (including rights to perpetual usufruct of land)

 

3.745.686,98

361.466,01

351.600,00

 

b) buildings, offices, apartments, civil and marine engineering objects

 

7.884.260,06

4.369.829,24

925.300,00

 

c) plant and machinery

 

1.135.547,77

1.095.038,23

635.400,00

 

d) motor vehicles

 

1.605.514,61

1.083.680,31

474.200,00

 

e) other

 

1.596.108,38

319.615,32

179.800,00

 

2. Tangible fixed assets in the course of construction

 

1.750.027,03

238.037,45

1.563.200,00

 

3. Prepayments for tangible fixed assets in the course of construction

 

1.633.904,81

 

77.900,00

 

IV. LONG-TERM INVESTMENTS

1.715.000,00

765.166,43

535.729,23

81.300,00

 

1. Investment properties

 

203.437,20

 

 

 

3. Long-term financial assets

 

561.729,23

535.729,23

81.300,00

 

a) in related enterprises

 

480.500,10

454.500,10

 

 

- shares

 

480.500,10

454.500,10

 

 

b) in other enterprises

 

81.229,13

81.229,13

 

 

- shares

 

81.229,13

81.229,13

 

 

V. LONG-TERM PREPAYMENTS AND DEFERRED COSTS

 

1.018.928,71

962.761,71

 

 

1. Deferred tax assets

 

966.043,00

881.776,00

 

 

2. Other

 

52.885,71

80.985,71

 

 

B. CURRENT ASSETS

183.654.000,00

110.092.251,51

82.949.006,85

79.801.700,00

 

I. INVENTORIES

29.716.000,00

15.836.905,01

7.868.194,92

5.480.500,00

 

1. Materials

1.373.000,00

 

 

 

 

4. Goods for resale

28.343.000,00

15.776.210,46

7.584.503,45

5.307.900,00

 

5. Prepayments for inventories

 

60.694,55

283.691,47

172.600,00

 

II. CURRENT RECEIVABLES

153.185.000,00

93.854.416,92

74.648.330,44

73.092.900,00

 

1. Receivables from related enterprises

5.090.000,00

3.493.240,12

2.179.078,46

 

 

a) trade receivables

4.963.000,00

3.493.240,12

2.179.078,46

 

 

- due within 12 months

 

3.493.240,12

2.179.078,46

 

 

2. Receivables from other enterprises

148.095.000,00

90.361.176,80

72.469.251,98

73.092.900,00

 

a) trade receivables

142.716.000,00

87.949.585,95

70.717.582,65

71.535.500,00

 

- due within 12 months

 

87.949.585,95

70.717.582,65

 

 

b) receivables in respect of taxation, state subsidies, customs duty, social security, medical care, and other benefits

3.567.000,00

1.724.898,28

1.278.385,07

688.500,00

 

c) other

 

686.692,57

473.284,26

868.900,00

 

III. CURRENT INVESTMENTS

628.000,00

265.472,56

72.874,52

187.500,00

 

1. Current financial assets

628.000,00

265.472,56

72.874,52

187.500,00

 

b) in other enterprises

 

 

 

187.500,00

 

c) cash, cash equivalents and other monetary assets

628.000,00

265.472,56

72.874,52

332.900,00

 

- cash in hand and at bank

 

265.472,56

72.874,52

187.500,00

 

IV. CURRENT PREPAYMENTS AND DEFERRED COSTS

125.000,00

135.457,02

359.606,97

520.400,00

 

TOTAL ASSETS

211.713.000,00

131.522.788,49

92.213.684,64

83.979.800,00

 



Liabilities

 

A. EQUITY (CAPITAL AND RESERVES)

34.574.000,00

29.101.929,33

23.851.083,78

19.910.900,00

 

I. SHARE CAPITAL

 

13.594.000,00

12.394.000,00

11.784.000,00

 

IV. SUPPLEMENTARY CAPITAL

 

5.658.476,94

4.227.371,94

3.699.900,00

 

VI. OTHER RESERVES

 

6.971.886,84

4.256.907,08

2.301.000,00

 

VII. RETAINED EARNINGS/(ACCUMULATED LOSSES) BROUGHT FORWARD

 

 

527.732,00

 

 

VIII. NET PROFIT/(LOSS)

3.815.000,00

2.877.565,55

2.445.072,76

2.126.000,00

 

Net profit

3.815.000,00

2.877.565,55

2.445.000,00

2.126.000,00

 

B. LIABILITIES AND PROVISIONS FOR LIABILITIES

177.139.000,00

102.420.859,16

68.362.600,86

64.068.900,00

 

I. PROVISIONS FOR LIABILITIES

93.000,00

572.151,00

500.194,00

0,00

 

1. Deferred tax provision

93.000,00

93.145,00

67.529,00

 

 

3. Other provisions

 

479.006,00

432.665,00

 

 

- current

 

479.006,00

432.665,00

 

 

II. LONG-TERM (NON-CURRENT) LIABILITIES

2.073.000,00

4.235.200,00

0,00

0,00

 

2. To other enterprises

2.073.000,00

4.235.200,00

 

 

 

a) bank loans and overdrafts

2.073.000,00

4.235.200,00

 

 

 

III. CURRENT LIABILITIES

174.973.000,00

97.593.463,92

67.862.406,86

63.204.700,00

 

1. To related enterprises

 

 

2.323,22

 

 

a) trade payables

 

 

2.323,22

 

 

- due within 12 months

 

 

2.323,22

 

 

2. To other enterprises

174.973.000,00

97.414.037,25

67.734.877,56

63.112.000,00

 

a) bank loans and overdrafts

43.170.000,00

27.254.887,79

22.292.999,73

17.290.600,00

 

d) trade payables

127.853.000,00

66.319.798,51

44.134.264,33

43.981.000,00

 

- due within 12 months

 

66.319.798,51

44.134.264,33

 

 

g) liabilities in respect of taxation, customs duty, social security (medical care) and other benefits

1.047.000,00

1.089.777,64

867.625,98

682.300,00

 

h) salaries payable

340.000,00

287.527,51

214.299,05

205.000,00

 

i) other

 

2.462.045,80

225.688,47

953.100,00

 

3. Special funds

 

179.426,67

125.206,08

92.700,00

 

IV. ACCRUALS AND DEFERRED INCOME

0,00

20.044,24

0,00

864.200,00

 

2. Other accruals and deferred income

 

20.044,24

 

864.200,00

 

- current

 

20.044,24

 

 

 

TOTAL LIABILITIES AND EQUITY

211.713.000,00

131.522.788,49

92.213.684,64

83.979.800,00

 



Profit and loss (calculation variant)

 

A. NET SALES OF FINISHED PRODUCTS, GOODS FOR RESALE, AND MATERIALS

 

651.263.752,62

561.156.000,00

466.224.200,00

 

- including to related enterprises

 

5.750.633,53

 

 

 

I. Net sales of finished products

 

15.133.606,53

11.417.000,00

10.088.900,00

 

II. Net sales of goods for resale and materials

 

636.130.146,09

549.739.000,00

456.135.300,00

 

B. COST OF SALES OF FINISHED PRODUCTS, GOODS FOR RESALE, AND MATERIALS

 

624.907.751,25

540.628.000,00

445.377.800,00

 

- including to related enterprises

 

5.574.185,08

 

 

 

I. Cost of sales of finished products

 

11.008.491,12

10.177.000,00

9.029.900,00

 

II. Cost of sales of goods for resale and materials

 

613.899.260,13

530.451.000,00

436.347.900,00

 

C. GROSS PROFIT/(LOSS) ON SALES (A-B)

 

26.356.001,37

20.528.000,00

20.846.400,00

 

D. SELLING COSTS

 

6.703.694,29

6.341.000,00

6.410.800,00

 

E. GENERAL ADMINISTRATIVE EXPENSES

 

11.615.196,64

10.910.000,00

9.806.200,00

 

F. PROFIT/(LOSS) ON SALES (C-D-E)

 

8.037.110,44

3.277.000,00

4.629.400,00

 

G. OTHER OPERATING INCOME

 

10.651.373,08

9.556.000,00

5.787.300,00

 

I. Gains on disposal of non-financial fixed (non-current) assets

 

 

125.000,00

78.400,00

 

III. Other

 

10.651.373,08

9.431.000,00

5.708.900,00

 

H. OTHER OPERATING EXPENSES

 

14.048.420,48

9.057.000,00

7.715.300,00

 

II. Revaluation (remeasurement) of non-financial assets

 

3.146.324,37

3.580.000,00

75.200,00

 

III. Other

 

10.902.096,11

5.477.000,00

7.640.100,00

 

I. NET OPERATING PROFIT/(LOSS) (F+G-H)

 

4.640.063,04

3.776.000,00

2.701.400,00

 

J. FINANCIAL INCOME

 

3.279.022,24

4.214.000,00

6.733.100,00

 

II. Interest income

 

3.225.055,70

3.995.000,00

5.372.400,00

 

- including from related enterprises

 

183.522,95

 

 

 

V. Other

 

53.966,54

219.000,00

1.360.700,00

 

K. FINANCIAL COSTS

 

3.292.968,31

3.933.000,00

5.825.800,00

 

I. Interest expense

 

3.134.810,83

3.594.000,00

 

 

IV. Other

 

158.157,48

339.000,00

5.825.800,00

 

L. PROFIT/(LOSS) ON ORDINARY ACTIVITIES (I+J-K)

 

4.626.116,97

4.057.000,00

3.608.700,00

 

M. NET EXTRAORDINARY GAINS/(LOSSES) (M.I. - M.II.)

 

-411,42

-1.000,00

-7.400,00

 

I. Extraordinary gains

 

23.645,12

5.000,00

45.200,00

 

II. Extraordinary losses

 

24.056,54

6.000,00

52.600,00

 

N. PROFIT/(LOSS) BEFORE TAX (L+/-M)

 

4.625.705,55

4.056.000,00

3.601.300,00

 

O. TAX

 

1.806.791,00

1.897.000,00

1.475.300,00

 

P. OTHER MANDATORY PROFIT REDUCTIONS/(LOSS INCREASES)

 

-58.651,00

-286.000,00

 

 

R. NET PROFIT/(LOSS) (N-O-P)

 

2.877.565,55

2.445.000,00

2.126.000,00

 



Profit and loss (comparative variant)

 

A. NET SALES AND SALES EQUIVALENTS

617.857.000,00

 

 

 

 

I. Net sales of finished products

12.252.000,00

 

 

 

 

II. Change in inventories of finished products and work in progress (increase - a positive amount; decrease - a negative amount)

912.000,00

 

 

 

 

IV. Net sales of goods for resale and materials

604.693.000,00

 

 

 

 

B. OPERATING EXPENSES

608.387.000,00

 

 

 

 

I. Amortisation and depreciation

1.541.000,00

 

 

 

 

II. Materials and energy used

3.084.000,00

 

 

 

 

III. External services

16.315.000,00

 

 

 

 

IV. Taxes and fees

281.000,00

 

 

 

 

V. Salaries

5.289.000,00

 

 

 

 

VI. Social security and other benefits

1.195.000,00

 

 

 

 

VII. Other expenses by nature

201.000,00

 

 

 

 

VIII. Cost of sales of goods for resale and materials

580.481.000,00

 

 

 

 

C. PROFIT/(LOSS) ON SALES (A-B)

9.470.000,00

 

 

 

 

D. OTHER OPERATING INCOME

4.068.000,00

 

 

 

 

I. Gains on disposal of non-financial fixed (non-current) assets

38.000,00

 

 

 

 

III. Other

4.030.000,00

 

 

 

 

E. OTHER OPERATING EXPENSES

7.954.000,00

 

 

 

 

III. Other

7.954.000,00

 

 

 

 

F. OPERATING PROFIT/(LOSS) (C+D-E)

5.584.000,00

 

 

 

 

G. FINANCIAL INCOME

2.780.000,00

 

 

 

 

II. Interest income

2.538.000,00

 

 

 

 

V. Other

242.000,00

 

 

 

 

H. FINANCIAL COSTS

3.087.000,00

 

 

 

 

I. Interest expense

3.074.000,00

 

 

 

 

IV.Other

13.000,00

 

 

 

 

I. PROFIT/(LOSS) ON ORDINARY ACTIVITIES (F+G-H)

5.277.000,00

 

 

 

 

I. Extraordinary gains

3.000,00

 

 

 

 

II. Extraordinary losses

3.000,00

 

 

 

 

K. PROFIT/(LOSS) BEFORE TAX (I+/-J)

5.277.000,00

 

 

 

 

L. TAX

1.462.000,00

 

 

 

 

N. NET PROFIT/(LOSS) (K-L-M)

3.815.000,00

 

 

 


The financial data 2004 as at 30.09.2004

Audit: EUROFIN Sp. z o.o. 30-349 KrakÓw ul.
Lipinskiego 8/5

 


 

Approximate Exchange Rates:

2004: 4,32 PLN = 1 EUR
2003: 4,39 PLN = 1 EUR
2002: 3,86 PLN = 1 EUR
2001: 3,67 PLN = 1 EUR
2004: 3,46 PLN = 1 USD
2003: 3,88 PLN = 1 USD
2002: 4,08 PLN = 1 USD
2001: 4,09 PLN = 1 USD

 


 

Bankers:

Bank BPH SpÓlka Akcyjna - Account no. 10601318-320000147232
o/Busko ZdrÓj, Al. Mickiewicza 12

ING BANK SLASKI S.A. - Account no. 10501429-2233360292
O/PinczÓw, ul.
Klasztorna 4

Societe Generale S.A. Oddzial w Polsce - Account no. 18400007-28-11360081011
O/Warszawa, ul. Marszalkowska 111

RAIFFEISEN BANK POLSKA S.A. - Account no. 17500009-10.45.0134247.000
O/Warszawa, ul.
Piekna 20

BRE BANK S.A. - Account no. 78 1140 2020 0000 2619 7500 1001
O/Kielce

 


 

ADDITIONAL INFORMATION

 



 

Contact With Company:

Name and surname: Edward Derela
Function: proxy
Date: 19.11.2004

 


 

ASSESSMENT CODES AND DEFINITIONS

 



 

Maximum Credit is to be understood as the highest possible engagement for a supplier delivering goods or rendering services on open terms with an average respite of 60 days. (It is assumed that, on the average, the company in question has 5 suppliers, who deliver goods or render services at the same time.)

 


 

 

 

Payment Behavior

 

Credit Rating

100-149

 

Payments are made very correctly.

 

Financial situation is excellent.

150-199

 

Payments are made correctly.

 

Financial situation is very good.

200-249

 

Payments are sometimes made using cash discounts or according to conditions.

 

Financial situation is good.

250-299

 

Payments are made within net agreements.

 

Financial situation is satisfactory.

300-349

 

As a rule payments are made on time according to conditions, in some cases there have been delays and reminders.

 

Financial situation is average.

350-399

 

Payments are made irregularly, sometimes according to agreements. In several cases reminders have been necessary.

 

Financial situation is average, increased use of external capital.

400-449

 

Payments are made slowly.

 

Overall financial situation is still average.

450-499

 

Payments are made slowly. Collection procedures cannot be ruled out.

 

Financial situation is temporarily critical.

500-549

 

Payments are made very slowly, reminders are often necessary. There have also been collection procedures.

 

Financial situation is critical.

550-599

 

Payments are made very slowly. There have been frequent collection procedures.

 

Financial situation is very critical.

600-699

 

Payments are made extremely slowly. There have been frequent collection procedures.

 

High risk of bankruptcy.

 



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© Coface Poland Credit Management Services Sp. z.oo
 
Information may vary depending on the country searched and the company type.
Information in this report is for sample purposes only. Individual items included only when available.